Florida

What to do after losing someone in Florida

Florida's probate process is more formal than in neighbouring states, and knowing which track an estate is on changes what the first month looks like.

Get your personalized next steps

This page provides general information to help you get organized. It is not legal, medical, financial or mental-health advice. Requirements can depend on the estate and the circumstances, so consider confirming anything important with the relevant agency or a qualified professional.

Local specifics

What is different in Florida

Probate runs through the circuit court

Florida handles estates in the circuit court for the county where the person lived, rather than a standalone probate court.

Summary administration exists for smaller estates

Some estates qualify for a shorter, simplified track instead of formal administration. Whether yours does depends on the estate and the circumstances.

Formal administration usually involves an attorney

Florida generally expects a personal representative in formal administration to be represented, which is worth knowing before you start filing.

Many families are handling this from another state

Florida has a large population of retirees whose adult children live elsewhere, so remote paperwork and county mail timelines matter more here.

Where to start

The first moves, in the order that helps most

  1. 01

    Take care of urgent personal and family needs

    Sleep, food, childcare, pets, medication. Nothing on any checklist matters more in the first day, and almost no paperwork is genuinely urgent.

  2. 02

    Locate important documents

    A will, insurance policies, deeds, titles, recent statements, military discharge papers. Gathering them in one place removes most of the later scrambling.

  3. 03

    Identify who is legally responsible

    Usually a named executor or personal representative, or a surviving spouse. Knowing who signs saves weeks of stalled requests.

  4. 04

    Request certified death certificates

    Most organizations want a certified copy, not a photocopy. Ordering the right number at once is cheaper and faster than going back.

  5. 05

    Notify relevant organizations

    Social Security, employers, pensions, insurers, banks, utilities, landlords. Some can wait weeks. A short list has real deadlines.

  6. 06

    Secure property, accounts and digital information

    Lock an empty home, redirect mail, stop autopay where it makes sense, and note which phones and email accounts hold everything else.

  7. 07

    Create a manageable action plan

    One list, ordered by what actually needs attention this week, shared with the people helping you so nothing is done twice.

Public resources

Agencies, courts and services worth knowing

Requirements can depend on the estate and the circumstances. Consider confirming the applicable process with the relevant state agency or a qualified professional.

Death certificates and vital records

The Florida Department of Health Bureau of Vital Statistics issues certified copies, and county health department offices issue them locally for deaths registered in that county.

Order both versions if you can: with cause of death for insurers and pensions, without cause of death for routine account closures.

Probate courts and who is responsible

Florida uses the term personal representative. Petitions are filed with the Clerk of the Circuit Court in the decedent's county of residence, and Florida generally requires an attorney for formal administration.

Summary administration may be available when the estate value is under the statutory threshold or the death occurred more than two years ago.

Unclaimed property

Florida's Chief Financial Officer runs the state's unclaimed property program. Searching a deceased person's name is free and frequently turns up old accounts or insurance proceeds.

Aging, caregiver and community support

The Florida Department of Elder Affairs runs the Elder Helpline at 1-800-963-5337, which connects families to local Aging and Disability Resource Centers for benefits counselling and caregiver support.

211 operates through regional partners across Florida and is a fast route to counselling, food and utility assistance.

Veterans and military families

The Florida Department of Veterans' Affairs has county veteran service officers who help survivors file claims at no cost, and several national cemeteries serve the state.

Free live workshop

Nobody Tells You What Happens After the Funeral

Bring your Florida questions: summary versus formal administration, or handling a Florida estate from out of state.

  • Thursday 17 September, 6:00 pm Central
  • Thursday 15 October, 6:00 pm Central
  • Thursday 12 November, 6:00 pm Central
See the full agenda

Save your seat

Free, live and online. We never ask about the person you lost to register.

We use your details to send the joining link only. No details about the person you lost, and nothing sold or shared.

Florida questions families ask

How do I begin organizing an estate in Florida?
Find the will, identify the named personal representative, and order certified death certificates. Formal administration in Florida usually requires an attorney, so gathering documents first makes that first meeting far shorter.
What is summary administration in Florida?
It is a shortened probate available when the estate value falls under the statutory threshold or the death occurred more than two years ago. Requirements can depend on the estate, so confirm with the circuit court clerk or a qualified professional.
Why does Florida have two kinds of death certificate?
One shows the cause of death and one does not. Insurers and pension plans generally want the version with cause of death; banks and utilities usually accept the version without it.
How many death certificates might a family need?
Six to twelve certified copies is typical, and in Florida it is worth splitting that order between the two versions.
What happens to a Florida home after the owner dies?
Florida homestead protections can affect who inherits regardless of what a will says, particularly when there is a surviving spouse or minor children. This is a common reason to speak with a Florida attorney.
Where can I find grief and caregiver support in Florida?
Call the Elder Helpline at 1-800-963-5337 for caregiver and benefits support, or dial 211 for local counselling and community referrals. Hospice bereavement programs across the state run free groups open to the community.

Keep going

This page provides general information to help you get organized. It is not legal, medical, financial or mental-health advice. Requirements can depend on the estate and the circumstances, so consider confirming anything important with the relevant agency or a qualified professional.